Creating bespoke solutions to suit your changing needs
We work closely with our customers to fully understand their business.
We deliver new ideas and new technology to provide a world class customer experience.
Asset performance risk
We take on risk related to the performance of assets backing the business our clients write. We guarantee their performance through our investing expertise as a Group.
Mortality and longevity risk
We are experts in biometric risks, with extensive capabilities across multiple geographies.
As part of the L&G group, we make use of our pool of experts across our three broad business areas:
Investing and Annuities
- Legal & General Retirement (LGR) ‘LGR Institutional’ provides pensions de-risking solutions for defined benefit pension schemes. ‘LGR Retail’ helps customers manage their finances in retirement and has a growing lifetime mortgage business.
- Legal & General Capital (LGC) aims to increase the risk adjusted returns on the group’s shareholder assets with a focus on housing, urban regeneration, clean energy and SME financing.
- Legal & General Investment Management (LGIM) provides investment management for pension schemes and institutional clients, as well as managing auto-enrolled pension schemes and retail investments.
- Legal & General Insurance (LGI) provides life insurance products for UK and US customers. Our UK group protection business provides insurance cover for employees.
- General Insurance provides household insurance and other personal insurances such as pet, travel and lifestyle cover.